“Mā te huruhuru ka rere te manu.” With feathers, the bird can fly. With the right tools, knowledge, and support, people can rise above struggle and move toward independence, freedom, and peace. Financial wellbeing is one of those feathers — essential for the journey.

Empowering You and Your Family Toward Financial Wellness  

•  At Fatimah Foundation, budgeting is more than numbers — it’s about dignity, empowerment, and long-term wellbeing
   
• We support people who are:
   
• Navigating their first job in Aotearoa
   
• Raising a family on a limited income
   
• Recovering from financial hardship or trauma
   
• Our services are:
   
• Free
   
• Confidential
   
• Culturally safe
   
• Open to everyone — with a strong focus on:
   
• Migrant and former refugee families and individuals
   
• Available in multiple languages - Arabic, Bangla, Dari, English, Farsi, Hindi, Urdu
   
• Grounded in care, trust, and respect for your cultural and spiritual values

 We create safe, welcoming spaces where you can explore financial topics without judgment or pressure. Our workshops are conversational, culturally grounded, and often delivered in your preferred language.

We offer:

• MoneyMates Circles – peer-based groups where you can learn, share, and grow together
   
• Faith & Finance – explore how your beliefs, values, and culture shape your relationship with money
   
• Budgeting for New Beginnings – gentle introductions to New Zealand’s financial systems, perfect for migrants and former refugees
   
• Smart Spending for Whānau – practical support for parents juggling daily costs
   
• Money & Marriage – tools for healthy conversations about money in relationships
   
• Understanding Credit & Debt – friendly guidance to help you feel confident and in control
   
• KiwiSaver Made Simple – learn how to plan for the future, at your own pace, get support to withdraw your kiwisaver and advise around it.

•  Everyone deserves financial wellbeing — it’s a foundation for life, not a privilege for a few
   
• When income is uncertain or debt feels overwhelming, it’s hard to focus on healing, education, or connection
   
• For many in our communities, especially migrants and former refugees, the struggle doesn’t end with resettlement — financial stress can linger long after the journey begins
   
• Generational hardship often runs deep, especially when trauma and poverty are woven together — but with the right tools and support, cycles can be broken
   
• Our people deserve support that respects their culture, their story, and their aspirations
   
• That’s why we offer wraparound care, including gentle referrals to trusted services for:
   
• Employment and training pathways
   
• Safe, stable housing support
   
• Legal advice and rights-based advocacy

•  One-on-one financial mentoring (in person, online, or by phone)
   
• Help navigating Work and Income (WINZ) systems and entitlements
   
• Assistance accessing hardship grants and community supports
   
• Support with creditors and debt repayment plans
   
• Translation and interpretation support for financial documents
   
• Referrals to employment training, housing navigation, and legal services

1. Former Refugees & Migrant Families
We understand the challenges of starting over in a new country — the unfamiliar systems, the pressure to provide, and the weight of what you’ve left behind. Our approach is gentle, informed, and rooted in manaakitanga. You won’t have to explain your culture — we honour it.

2. Women (especially single mothers & survivors of violence)
We offer safe, confidential, and supportive guidance for women taking control of their finances, often after navigating difficult or isolating situations. We work with you at your pace, celebrating every small win.

3. Youth & Young Adults
We help rangatahi build strong financial habits early, with programmes that are practical, relatable, and future-focused. Whether it’s managing part-time income, saving for study, or supporting family — we’re here to equip and uplift.

4. Elders (Kaumātua & Migrant Seniors)
We respect the wisdom and contribution of our elders, and we ensure they have the tools and support to manage their money safely. Our team takes the time to explain things clearly, in your language, and with deep patience and care.